​Li happens. If your car is out of commission due to an unexpected event—like a total loss, mechanical failure, or financial hardship—APT has you covered. With our Personal Use Auto Payment Protection Plan, we’ll step in and make your auto payments when you can’t, giving you one less thing to worry about. Whether your car is in the shop or you’re facing a tough time, our goal is to keep you on track and ease your financial load so you can focus on what matters most. *Terms and conditions apply.*