What we do?
Automotive Protection Technology’s Payment Protection Plans provide a critical safety net for our members, helping them protect their finances and credit during life’s unexpected challenges. Whether facing a total loss, vandalism, mechanical failure, or severe financial hardship, our plans step in to cover your vehicle payments, ensuring that your credit remains intact and you avoid falling behind on essential financial obligations. With flexible options tailored to different needs, we help our members navigate tough times with peace of mind, knowing they have a reliable solution to maintain their financial stability and keep their credit strong.


You're Covered!
APT’s Payment Protection Plans offer true peace of mind by covering your auto loan or lease payments when life throws you a curveball. Whether you're waiting on repairs, dealing with a totaled vehicle, recovering from theft or vandalism, or facing extreme financial hardship, we step in to ensure your payments are managed. Even if insurance, warranty coverage, or gap protection is still being processed, APT has you covered. Coverage for extreme financial hardship, such as losing your job, goes into effect after just one year of having the plan. This way, you never have to stress about falling behind. Focus on getting back on the road while we handle the financial burden, giving you the freedom to move forward with confidence.
Call Us Today!
1(888)260-1448
Learn how your auto loan/lease payments can be protected!



How it Works?
At Automotive Protection Technology, selecting the right plan is simple and tailored to your vehicle's needs. For personal cars with payments of $1,000 or less, the *Personal Use* plan is ideal. Highline luxury vehicles with $1,100 or more payments qualify for our *Luxury Use* plan. If your car is used to transport goods or people, regardless of the payment amount, the *Commercial Use* plan is your best option. Every plan offers flexible monthly membership and peace of mind, with coverage beginning after 3 months of payments. In cases of extreme financial hardship, coverage starts after 12 months. For a total loss, you're covered immediately from the purchase date. Plus, you can cancel your membership anytime, hassle-free!
About Us
At Automotive Protection Technology (APT), we draw on 37 years of combined expertise in automotive sales, marketing, and finance to provide exceptional service to our clients. We deeply understand the critical role vehicles play in the lives of individuals and families, whether it's for daily commutes, weekend getaways, or business operations. This insight fuels our unwavering commitment to protect your financial security, especially when life takes an unexpected turn.
Our carefully designed payment protection plans go beyond just offering coverage—they provide peace of mind, knowing that your investment is safeguarded even in challenging times. With APT, we stand by your side, supporting you and your family through every step of your journey, ensuring that your vehicle continues to serve you when you need it most.